Top-up Health Insurance Plans: When to Purchase One

Sep 17, 2026

Topup health insurance plans offer additional coverage after a deductible is met, typically starting around 4 lakh. These high-deductible policies provide higher sum insured at lower premiums. They increase financial protection against rising medical costs, especially for surgeries or intensive care. Buyers should consider them when existing insurance is insufficient, employer coverage changes, or multiple family members need care. A super topup may suit those seeking broader protection against large bills.

Read the original article here: maktoobmedia.com